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Tuesday, February 09, 2010

Merchant service account teaser rates

What about merchant account teaser rates like "as low as 1.09%" being promoted?

No one wants to pay the highest rates for a merchant account...and you shouldn't. Yet prior to talking with a merchant (like you about your business,) merchant service account providers have no idea what your rate structure will be - no one does - until they speak with you!

Using a teaser percentage rate like 1.09% is misleading. A teaser rate might lure you to call but what type of first impression does that create? Make sure you compare a number of different merchant service providers and ask them to put all rates in writing!

Because all merchant account categories are set by the credit card companies including VISA, MasterCard, American Express, and Discover, credit card processors can't possibly offer merchant rates lower than the rates set by the Visa and Mastercard! They offer these rates on their sites and they are rates that you will never actually see.

What matters most is paying the lowest total cost of ownership for your credit card processing for your type of business.

Eagle Merchant Services seeks to start every merchant relationship with a strong first impression earned from honesty, integrity and helpfulness. We want to talk with you and find out how your business will accept and process credit, debit or any other type of electronic payment. Once we know about you THEN we give you your applicable rates.

And we guarantee the lowest total cost of ownership.

In an industry where the average merchant processor is in business for less than 5 years, our "over thirteen years in business" proves that our honest approach it the right one.

For an honest rate evaluation, contact us at 800-255-0898.

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Wednesday, February 03, 2010

What is a merchant account?

What is a Merchant Account?
A Merchant Account is an agreement between a merchant service provider and a business or individual that enables them to accept credit and/or debit card payments from their customers.

Merchant accounts are required for all types of business seeking to accept credit cards including retail, Internet, mobile (wireless), phone order, mail order, seasonal (like landscaping, fireworks, trade show hobbyists) and home-based businesses even with low volume.

Eagle Merchant Services helps businesses identify their specific needs and fit them with the most economical credit card processing program available. In fact, we work so closely with our merchants that our average merchant retention rate is two-times the industry standard!

Eagle Merchant Services is an independently registered sales organization with Visa and MasterCard. We have over 50 years of experience in the bankcard business. In addition to credit card processing, we also specialize in debit, and EBT (electronic benefits transfer) card processing for retail and non-retail merchants. You can contact us at 800-255-0898.

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Tuesday, June 09, 2009

Merchant Services for Contractors

Accepting credit cards as a contractor can make or break your estimate for work to be done. Sure many people still pay cash, but for larger projects, many individuals do not have access to larger lump sums of cash to pay for a job. As a carpenter, builder, plumber, landscaper, etc., You can offer credit card acceptance to overcome the " I don't have the money right now" answer when you ask for the job.

By accepting cards, you receive your funds immediately but the individual that you did the work for can pay over time. Even in these more difficult economic times, many people still have credit cards that have unspent values. As a contractor, you may be able to close more jobs just by being able to offer an alternative form of payment.

Also, you can actually process your transactions by using your cellular phone without a need for any other equipment. You dial an 800# and just follow the prompts. The funds are deposited 2nd business day right into your business checking account. Accounts only take a few days to setup so you can start offering credit cards as a from of payment almost instantly.

Many people even look for ads where contractors accept credit cards and call them first. Even if it allows you close only one job a month, the service will more than pay for itself.

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