Seasonal Merchant Accounts

If you are in need of a seasonal merchant account, meaning one who attends craft shows, sporting events, does landscaping, has a fireworks stand, or sells other "seasonal" product and/or services, then you have a number of credit card processing options.

Touch-Tone Payment Processing is a very economical way to get you up and running if you expect small transaction volume, if you're out in the field or if you just don't know if you need a credit card terminal yet.

How does touch-tone payment processing work?

Touch-Tone Payment Processing provides self-employed professionals and small businesses an easy way to take credit and debit cards.

By dialing an 800 number from any touchtone phone, payphone, or from an ordinary cellular telephone, you are connected to an interactive voice response unit. Using the telephone's keypad you will key in the required information as it is prompted, such as your merchant PIN number, the customer's credit card account number, expiration date, CVV2 code, and the dollar amount of the sale.

Once approved, the credit card transaction is captured and held for settlement which automatically occurs once each night. The funds are electronically transmitted via the Federal Reserve's ACH system to your business checking account at your local bank.

There are no sales slips to mail or time consuming trips to the bank to deposit credit card drafts. Every month you will receive a statement detailing each day's credit card sales. This can be easily reconciled to the checking account statement you receive from your bank.

What do you need for Touch-Tone Payment Processing?

All you need to get started is an Eagle Merchant Services' merchant account and any type of touch tone (keypad) phone, payphone, or any ordinary cellular telephone.

Plus, only at Eagle Merchant Services, besides getting the lowest cost for credit card processing, any seasonal merchant who is on Eagle Merchant Services' system for six months can turn-off their next six-month calendar period and receive no billing during the turn-off period!

Unlike many other merchant service providers who charge seasonal merchants monthly minimums and billing fees all-year-long, we shut-off billing during your "off-season." A reason why so many seasonal merchants call Eagle Merchant Services their preferred credit card processing company.

Another seasonal merchant option includes using a manual imprinter.

A manual imprinter for credit card processing is beneficial for primary sales acceptance or as a backup credit card processing machine. With low startup costs, credit card payments can be accepted in face-to-face customer transactions in an economical and cost effective manner.

Many trade show merchants, Christmas tree farms, contractors, landscapers, craft shows, food delivery services and in home sales merchants use a manual imprinter.

If you are a seasonal merchant, give us a call and we can help plan your processing fees and calculate your real costs. We promise a fair comparison to ensure a clear picture.

Reach us at 1-800-255-0898 during regular business hours of 8:30 am to 4:30 pm (Central Time) or you can complete an online form here and we will call you at an appropriate time.


Take care,

Ritas Ziupsnys, Pres.
Eagle Merchant Services

What is a merchant account?

What is a Merchant Account?
A Merchant Account is an agreement between a merchant service provider and a business or individual that enables them to accept credit and/or debit card payments from their customers.

Merchant accounts are required for all types of business seeking to accept credit cards including retail, Internet, mobile (wireless), phone order, mail order, seasonal (like landscaping, fireworks, trade show hobbyists) and home-based businesses even with low volume.

Eagle Merchant Services helps businesses identify their specific needs and fit them with the most economical credit card processing program available. In fact, we work so closely with our merchants that our average merchant retention rate is two-times the industry standard!

Eagle Merchant Services is an independently registered sales organization with Visa and MasterCard. We have over 50 years of experience in the bankcard business. In addition to credit card processing, we also specialize in debit, and EBT (electronic benefits transfer) card processing for retail and non-retail merchants. You can contact us at 800-255-0898.

Loans for your business

With banks holding back on traditional financing for businesses, cash advances/loans against your credit card processing receivables are more popular than ever.

A business cash advance allows you to borrow against your future Visa, MasterCard, American Express, or Discover sales rather than using your personal credit or collateral. A fixed percentage is deducted from your business' Visa, MasterCard, American Express, or Discover sales receivables for repayment. All other revenue earned through cash, check or other cards are untouched. Repayment occurs automatically and follows your business revenue flow.
There are no bank loan repayment schedules, no fixed monthly payments, no fixed repayment timeframes, and no penalties for late payments.
Also unlike traditional secured business loans, business cash advances require no collateral or personal liabilities.

Business Cash Advance benefits are:
• No Hassle, instant cash funding.
• Fast, easy and convenient cash advance approval process.
• No collateral or equity required like a small business loan.
• No upfront costs or hidden fees.
• Can potentially lower your credit card processing rate saving you money.

Cash advance loans are a great way to help cover unexpected costs or help grow your business. For more information, contact us at 800-255-0898.

Why you need to accept debit cards

With the current economic downturn, many consumers are shifting their choice of payment method to debit cards from credit cards. Consumers are using them at a faster rate than cash sales. Convenience seems to be the key now.
If you are a merchant and do not accept debit cards at your place of business, you are missing out on potential customers and possible cost savings. Pin based debit transactions are only charged to you at a flat rate and not a percentage. Depending on your average sale, this flat rate can be much cheaper than the typical discount rate charged for credit card transactions. This can amount to tremendous savings to your bottom line.
If you do not accept pin based debit now, make sure that you contact your current merchant service provider to add the capability or you can contact us at 800-255-0898.

8 Reasons to Accept Credit Cards

As a business owner, you know that accepting credit cards is an essential business practice. Your customers expect it, and it also increases your average sale.

If you currently do not accept credit cards, I have put together a list of the top 8 reasons why you should based on my 20+ years in the BankCard industry.

• Credit card shoppers spend more money per purchase!
  
• Credit card shoppers spend more and more often.
  
• Credit cards are the #1 choice for online purchases and are the recommended by the American Bar Association as the safest choice of online payments.
  
• Your Competition is doing it.
  
• Your customers are cashing in with credit cards for rewards, airline mileage and other loyalty programs.
  
• Credit cards build confidence among consumers.
  
• Credit cards are fast!
  
• Credit cards work for all kinds of businesses.
  

Have questions? Give us a call during business hours 8:30 AM to 4:30 PM (Central Time) at 1-800-255-0898

Ritas Ziupsnys, President
Eagle Merchant Services
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