Merchant accounts | Eagle Merchant Services
Accept Credit Cards Today! Call Now for FREE Quote 1-800-255-0898
BBB Online
Trusted Merchant Services since 1996
Merchant Services e-Learning Series:  

Merchant Accounts by Eagle Merchant Services

Eagle Merchant Services offers merchant accounts for all business types. Click on a processing service link below to learn more or apply online to start processing now.

Credit Card Processing Services

Mail / Phone Order Merchant Accounts

Eagle Merchant Services offers many economical solutions for Mail/Telephone order processing. From terminal to software-based solutions, here at EMS we can meet your ongoing needs. Our systems offer address verification to help cut down on fraud and any potential losses from non-legitimate card orders.

Contact Us

back to top...

Retail Merchant Accounts

There are many challenges to independent retail - payment processing shouldn't be one of them. Let Eagle Merchant Services be the one-stop solution for all your electronic payment processing needs. Eagle Merchant Services offers comprehensive, point of sale to settlement services designed to meet the payment needs of the independent business owner. With EMS as your partner, you can offer customers a variety of payment options, including:

Credit Card Processing Services

  • Visa & Mastercard
  • Online Debit
  • Diners Club
  • American Express
  • Check services
  • Discover setup
  • Electronic Benefits Transfer (EBT)

We can offer processing on virtually every point of sale software platform and support almost all terminal types.

Contact Us

back to top...

Internet Merchant Accounts

The Internet represents a tremendous opportunity for your business -- whether you are a budding entrepreneur looking to market and sell your great new idea or a large corporation searching for new ways to increase sales.

But doing business on the Net presents its own set of challenges - -like how to find a secure, cost-effective, and reliable way to collect payment and process transactions.

If you don't know where to start - and even if you do - that can be a difficult, complicated and confusing challenge. Our Web based solutions remove the barriers that might prevent you from doing business on the World Wide Web! We take care of the complex issues for you with our advanced transaction processing systems. We provide you with a server-based transaction processing system that enables businesses to authorize, process, and manage credit card and electronic check transactions in a real-time, online environment from any computer with an Internet connection and a Web browser. You don't have to buy or maintain expensive hardware or software. You don't have to worry about security, downtime, or making sure electronic transactions are processed and settled daily - - this is provided through the available Secure Payment Gateway.

All you need to begin accepting credit cards via the Internet is:

Contact Us

back to top...

Debit Cards

The use of debit cards is growing tremendously in the United States. Many of the cards being issued by the banks today are dual-purpose credit/debit cards.

By having an encrypted pinpad, a merchant who conducts face-to-face business can ask the customer if he would like to pay with debit or credit. By keying their private pin number into the pinpad when prompted the merchant will pay a flat rate per sale, typically around 35 cents, no matter what the amount of the sale. By comparison, using a credit card on a $100.00 sale, the MasterCard or Visa discount rate would cost the merchant approximately $2.00, and an American Express sale approximately $3.25. Accepting debit cards is a real convenience to many customers who cannot get approved for credit cards or prefer not to use their credit card for certain types of purchases. For the merchant it means guaranteed funds and a satisfied customer.

Contact Us

back to top...

Check Services

Check Guarantee and Check Verification is a great way to stop the problem of bad checks before they start. The system can be accessed directly through your credit card terminal with out having to purchase any additional terminals. However, there are check readers that are available and are compatible with all of our credit card terminals.

Check Guarantee works a lot like credit card processing. You will pay a discount rate just like you pay with credit card processing. As was said before the system will be accessed through your credit card terminal. The customer's drivers license number will be entered followed by the check number. The terminal will then display an authorization number. That check is now guaranteed. If the check turns out to be bad you still receive your money.

Check Verification uses the same system as check guarantee. You will still enter the driver's license number and check number and get an approval code. The differences start in the price you pay for this service. Check verification cost is less per check. This price does not fluctuate depending on the amount of each check. If the terminal gives you an authorization code and the check comes back bad, then you are not guaranteed to get the full amount of the check back. However, it does not end here. The writer of the bad check will now be in the system as a bad check writer. This person will not be able to clear their name until they come back and pay you the full amount for the bad check.

Contact Us

back to top...

Touchtone Processing

The Perfect Solution For the Low Volume Merchant.

Perfect For Craft Vendors, Contractors And Other Low Volume Merchants Who Need To Accept Credit Cards to Increase Business. If you are a small "mom & pop" merchant who has a need to accept credit cards but are not looking for a large up front expense or a long term equipment lease commitment, then Eagle Merchant Services has the perfect program for you. It is called Touchtone Processing and it allows you to authorize, capture and settle credit card transactions using a regular or cellular telephone.

Best of all our Touchtone merchants can be converted to a terminal based solution when your volume increases. At that point your discount rate and transaction fee will be reduced by swiping credit cards.

Contact Us

back to top...

Seasonal Merchants

Eagle Merchant Services has a great solution for those Seasonal Merchants who wish to process transactions only part of the year. You can in essence temporarily activate or deactivate your processing account and incur no monthly statement fees during the months you are inactive. This program is not available for typical year-round businesses.

The Seasonal Merchant Program is ideal for:

Credit Card Processing Services

  • Firework Stands
  • Christmas Tree Farms
  • Landscapers
  • Trade Show Merchants
  • Contractors
  • Seasonal Activities - Snow or Jet Ski Rentals, Firewood Suppliers, Etc.

We suggest that some seasonal merchants consider the Touchtone Processing Program since there is no need to purchase a terminal or pay year-round equipment fees!

Contact Us

back to top...


Next Steps
Receive a FREE Rate Evaluation
View Testimonials
Fax your complete monthly statement. If we can't beat your current costs, we'll send you a check for $100!
Credit Card Equipment
Credit Card Equipment
Merchant Services Learning Center

Why don't you list 'as low as 1.39%' for your rates?

What exclusive benefits do you give to seasonal merchants?

What is your Lowest Cost Guarantee all about?

Browse for more helpful Merchant Services information

Credit Card Machines | Online Merchant Accounts | All Merchant Accounts | Merchant Rates | About Eagle Merchant Services | FAQ/Help
Testimonials | Credit Card Processing Basics | Lifetime Equipment Warranty | Lowest Cost Guarantee | 100% Security
Privacy Protection | Merchant Accounts Blog | Site Map | Merchant Account Application | Contact Us | Shop for Credit Card Terminals
Credit Card Logos

© 2001-2012 Eagle Merchant Services: 301 East Church St., Sandwich, Illinois 60548
TOLL FREE: 800-255-0898 * Phone: 815-498-6361 * FAX: 815-498-6363

E-mail: * Privacy Policy

Registered ISO/MSP of Member Bank Columbus Bank & Trust, Columbus, GA.