Loans for your business

With banks holding back on traditional financing for businesses, cash advances/loans against your credit card processing receivables are more popular than ever.

A business cash advance allows you to borrow against your future Visa, MasterCard, American Express, or Discover sales rather than using your personal credit or collateral. A fixed percentage is deducted from your business' Visa, MasterCard, American Express, or Discover sales receivables for repayment. All other revenue earned through cash, check or other cards are untouched. Repayment occurs automatically and follows your business revenue flow.
There are no bank loan repayment schedules, no fixed monthly payments, no fixed repayment timeframes, and no penalties for late payments.
Also unlike traditional secured business loans, business cash advances require no collateral or personal liabilities.

Business Cash Advance benefits are:
• No Hassle, instant cash funding.
• Fast, easy and convenient cash advance approval process.
• No collateral or equity required like a small business loan.
• No upfront costs or hidden fees.
• Can potentially lower your credit card processing rate saving you money.

Cash advance loans are a great way to help cover unexpected costs or help grow your business. For more information, contact us at 800-255-0898.

Why you need to accept debit cards

With the current economic downturn, many consumers are shifting their choice of payment method to debit cards from credit cards. Consumers are using them at a faster rate than cash sales. Convenience seems to be the key now.
If you are a merchant and do not accept debit cards at your place of business, you are missing out on potential customers and possible cost savings. Pin based debit transactions are only charged to you at a flat rate and not a percentage. Depending on your average sale, this flat rate can be much cheaper than the typical discount rate charged for credit card transactions. This can amount to tremendous savings to your bottom line.
If you do not accept pin based debit now, make sure that you contact your current merchant service provider to add the capability or you can contact us at 800-255-0898.