Seasonal Merchant Accounts

If you are in need of a seasonal merchant account, meaning one who attends craft shows, sporting events, does landscaping, has a fireworks stand, or sells other "seasonal" product and/or services, then you have a number of credit card processing options.

Touch-Tone Payment Processing is a very economical way to get you up and running if you expect small transaction volume, if you're out in the field or if you just don't know if you need a credit card terminal yet.

How does touch-tone payment processing work?

Touch-Tone Payment Processing provides self-employed professionals and small businesses an easy way to take credit and debit cards.

By dialing an 800 number from any touchtone phone, payphone, or from an ordinary cellular telephone, you are connected to an interactive voice response unit. Using the telephone's keypad you will key in the required information as it is prompted, such as your merchant PIN number, the customer's credit card account number, expiration date, CVV2 code, and the dollar amount of the sale.

Once approved, the credit card transaction is captured and held for settlement which automatically occurs once each night. The funds are electronically transmitted via the Federal Reserve's ACH system to your business checking account at your local bank.

There are no sales slips to mail or time consuming trips to the bank to deposit credit card drafts. Every month you will receive a statement detailing each day's credit card sales. This can be easily reconciled to the checking account statement you receive from your bank.

What do you need for Touch-Tone Payment Processing?

All you need to get started is an Eagle Merchant Services' merchant account and any type of touch tone (keypad) phone, payphone, or any ordinary cellular telephone.

Plus, only at Eagle Merchant Services, besides getting the lowest cost for credit card processing, any seasonal merchant who is on Eagle Merchant Services' system for six months can turn-off their next six-month calendar period and receive no billing during the turn-off period!

Unlike many other merchant service providers who charge seasonal merchants monthly minimums and billing fees all-year-long, we shut-off billing during your "off-season." A reason why so many seasonal merchants call Eagle Merchant Services their preferred credit card processing company.

Another seasonal merchant option includes using a manual imprinter.

A manual imprinter for credit card processing is beneficial for primary sales acceptance or as a backup credit card processing machine. With low startup costs, credit card payments can be accepted in face-to-face customer transactions in an economical and cost effective manner.

Many trade show merchants, Christmas tree farms, contractors, landscapers, craft shows, food delivery services and in home sales merchants use a manual imprinter.

If you are a seasonal merchant, give us a call and we can help plan your processing fees and calculate your real costs. We promise a fair comparison to ensure a clear picture.

Reach us at 1-800-255-0898 during regular business hours of 8:30 am to 4:30 pm (Central Time) or you can complete an online form here and we will call you at an appropriate time.


Take care,

Ritas Ziupsnys, Pres.
Eagle Merchant Services

Merchant service account teaser rates

What about merchant account teaser rates like "as low as 1.09%" being promoted?

No one wants to pay the highest rates for a merchant account...and you shouldn't. Yet prior to talking with a merchant (like you about your business,) merchant service account providers have no idea what your rate structure will be - no one does - until they speak with you!

Using a teaser percentage rate like 1.09% is misleading. A teaser rate might lure you to call but what type of first impression does that create? Make sure you compare a number of different merchant service providers and ask them to put all rates in writing!

Because all merchant account categories are set by the credit card companies including VISA, MasterCard, American Express, and Discover, credit card processors can't possibly offer merchant rates lower than the rates set by the Visa and Mastercard! They offer these rates on their sites and they are rates that you will never actually see.

What matters most is paying the lowest total cost of ownership for your credit card processing for your type of business.

Eagle Merchant Services seeks to start every merchant relationship with a strong first impression earned from honesty, integrity and helpfulness. We want to talk with you and find out how your business will accept and process credit, debit or any other type of electronic payment. Once we know about you THEN we give you your applicable rates.

And we guarantee the lowest total cost of ownership.

In an industry where the average merchant processor is in business for less than 5 years, our "over thirteen years in business" proves that our honest approach it the right one.

For an honest rate evaluation, contact us at 800-255-0898.

Free credit card terminal?

Credit card terminal purchases are an important first step in opening a merchant account. Basic terminals can now be purchased for less than $200.00. Many companies offer what they call “free” credit card terminals but over time you end up paying much more than they are worth by adding fees to your processing costs. These could be annual fees, monthly minimums, supply costs, etc.

Companies still also try to lease credit card terminals to a businesss. A monthly lease at $49.00 for 48 months is completely taking advantage of a customer. The cost would be close to $2000.00 for the same terminal you can purchase outright for under $200.00.

Make sure that your merchant provider offers you a fair price on the credit card terminal that you need. If you would like to compare our pricing to others, you can contact us at 800-255-0898.

What is a merchant account?

What is a Merchant Account?
A Merchant Account is an agreement between a merchant service provider and a business or individual that enables them to accept credit and/or debit card payments from their customers.

Merchant accounts are required for all types of business seeking to accept credit cards including retail, Internet, mobile (wireless), phone order, mail order, seasonal (like landscaping, fireworks, trade show hobbyists) and home-based businesses even with low volume.

Eagle Merchant Services helps businesses identify their specific needs and fit them with the most economical credit card processing program available. In fact, we work so closely with our merchants that our average merchant retention rate is two-times the industry standard!

Eagle Merchant Services is an independently registered sales organization with Visa and MasterCard. We have over 50 years of experience in the bankcard business. In addition to credit card processing, we also specialize in debit, and EBT (electronic benefits transfer) card processing for retail and non-retail merchants. You can contact us at 800-255-0898.